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Personal Finances

Personal Finances

Savings

Learn more about how our financial counselors will work with you to develop habits and choices that will enable you to save smartly.

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Smart saving is a key factor in achieving your financial goals and is feasible no matter what your income is. Acquiring savings means being able to invest in more meaningful financial decisions in the future as well as having an emergency financial cushion during times of crisis.

However, nearly 25% of Americans have no emergency savings, a number that has only increased from the financial impact of the COVID-19 pandemic. 35.5% have less than $1,000 saved across checking, savings, retirement and other investment accounts.

Restoration will pair you with a financial counselor to help you assess your financial situation and develop proactive habits and choices that will enable you to save a portion of your income.  Whether you are saving for an emergency savings fund, your child’s education, retirement or homeownership, we are here for you and can help you develop your pathway to your goal.